St. Louis, Missouri (March 26, 2018)- It can be confusing to understand what all goes into the loan process, as well as what the results come out of it. Liberty Lending Consultants came up with a formula to help make the St. Louis VA loan a little easier to understand:

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Service Record + Credit Score + Income Level = No Down Payment, 100% Financing, and Awesome Fixed Rates

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Only having to provide a few pieces of information can leave you with many lasting benefits for your loan. Your service record is needed to provide your discharge date and amount of time served,  which may reflect the number of benefits received. This loan typically requires a credit score of at least 620 as well. If you are not there yet, Liberty Lending has tools and advice on how to achieve and improve your score. Last, providing proof of your income level with a W2 and recent pay stubs. This can will help determine the amount of financing you may receive for your loan.

 

Now that you have given them your information and got accepted, there are many benefits that come from this. Other than getting an amazing home, you get 100% financing. You do not need to get multiple loans because everything is rolled into one, including your closing costs. There is no down payment as well, making it easy for people in any situation to move into their place. Last, there are great fixed rates, no matter if it is a 10, 15, or 30 year period. Your rates will not change over the course of this time, so no fear of them increasing to where you can’t afford them.

 

It is clear to see that veterans get much more out of these VA loans than they have to put in, making it an exceptional option. Liberty Lending Consultants will be there to help through the entire process, providing advice and support. They take pride in helping those who made the sacrifice to serve our country, getting them the best results for their loan. The VA loan is perfect for any veteran who has been discharged for years, as well as for the family of an active duty soldier. There is a large variety of people who have the opportunity to receive the benefits and purchase their dream home.

Liberty Lending Consultants, Inc.

1950 Craig Park Ct #100, St. Louis, MO 63146